Individual Tax Planning and Advice
Plan ahead, pay less tax, and keep more of what you earn.
Book a Free ConsultationSubmit your tax returnTrusted by Australians for over 35 years
I've been using Simply Tax Solutions for around 14 years. They continue to look after my accountancy needs in a professional, reliable way, and their fees are very reasonable.
James Hancock
Prompt, and communication is excellent. Very happy with many years of service from Simply Tax Solutions.
Rob Lynch
A great choice as our tax agent. Gideon and the team are super friendly, always available to answer questions, and make organising tax so simple.
Alistair Ogden
30 June
End of the Australian financial year. The most effective tax planning happens before this date
50%
CGT discount generally available on assets held for more than 12 months
45%
Top marginal tax rate for 2025-26, on top of the 2% Medicare levy
We start by getting to know your full financial picture, including your income sources, investments, property, and goals. Working directly from your cloud accounting data in Xero makes this fast and accurate. The more we understand about where you are and where you want to be, the more tailored and effective your plan will be.
Towards the end of the financial year especially, we identify legitimate ways to reduce your tax, from timing deductions and managing capital gains to making the most of available offsets and concessions. We explain each option in plain language so you can decide what fits.
Your circumstances change, and so should your plan. We check in regularly, update your strategy as tax rules and your life evolve, and make sure you stay on track all year, not just at lodgement time.
Good tax planning makes it easier to manage your money and make the most of it. Instead of finding out what you owe once the year's over, we work with you ahead of time to structure your income, investments, and deductions tax-effectively. No nasty surprises, no missed opportunities.
Registered tax agents
Full ATO authority, and clients on our list get extended lodgement deadlines.
A real family-run team
You deal with people who know your situation, not a call centre.
80+ years combined experience
Decades of helping Australians get their tax right.
Fair fees with no surprises and no hidden costs.
100% online, Australia-wide
Work with us securely from anywhere in the country.
One connected team
The same people look after everything, start to finish.
We find legitimate ways to cut your tax, from timing income and deductions to structuring investments tax-effectively, all within ATO rules.
For property investors and shareholders, we plan around negative gearing, capital gains timing, and the deductions that apply, so your investments work harder after tax.
Before you sell property, shares, or other assets, we model the tax impact and help you time the sale to apply the 50% CGT discount where you're eligible.
We show how concessional and non-concessional contributions, including through an SMSF, can build your retirement savings tax-effectively within the annual caps.
We forecast your likely tax position so you can set money aside with confidence and avoid a surprise bill at lodgement.
Beyond the current year, we advise on building wealth, using family trusts where suitable, and succession planning, so what you've built is protected and passed on tax-effectively.
| Plan before 30 June | The financial year ends 30 June. The best planning happens before then, while you can still act. After that, your options narrow. |
|---|---|
| Marginal tax rates | 2025-26 resident rates step up at 16%, 30%, 37%, and 45% as income rises, plus the 2% Medicare levy. Your marginal rate is the starting point for any strategy. |
| Capital gains timing | Hold an asset more than 12 months and you generally qualify for the 50% CGT discount. Timing a sale of property or shares can make a real difference. |
| Super contributions | Concessional super contributions, including through an SMSF where suitable, are a tax-effective way to build retirement savings within the annual caps. |
| Deductions and offsets | Planning lets you bring forward deductible expenses, prepay where it makes sense, and claim every offset you qualify for. |
| Legitimate, not risky | Good planning uses the rules as intended and never bends them. As registered tax agents, every strategy keeps you compliant with the ATO. |
Based in Redland Bay, Brisbane, we help clients across Queensland and all of Australia. Our secure online systems mean we can plan with you wherever you live, with the same personal service.
Before 30 June. The Australian financial year ends on 30 June, and the most effective planning happens before that date while you can still act on it. Once the year closes, your options narrow significantly.
A tax return looks backward and reports what already happened. Tax planning looks forward: we structure your income, investments, and deductions ahead of time so you legally pay less and aren't caught out by a surprise bill.
Yes. Before you sell property, shares, or other assets, we model the tax impact and help you time the sale and apply the 50% CGT discount where you're eligible, generally on assets held more than 12 months.
No. Anyone with investments, a rental property, a growing income, or plans for their wealth benefits from planning ahead. The higher your marginal rate, the more a good strategy is worth, but the principles apply broadly.
Yes. Good tax planning uses the rules as they're intended, it never bends them. As registered tax agents, every strategy we recommend keeps you compliant with the ATO.
Yes. We help you understand how concessional and non-concessional contributions, including through an SMSF where appropriate, can build your retirement savings tax-effectively within the annual caps that apply.
I have been using Simply Tax Solutions for approximately 14 years. I continue to use them even though I have moved some distance away, as they continue to look after my accountancy needs in a professional and reliable way. Their fees are very reasonable as well.
James Hancock
Google review
Book a free consultation with our team and see how simple it can be, wherever you are in Australia.
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